Printing

Hi!
I am new to digital scrapbooking but not new to digital art by a long shot. I am a graphic designer, web designer, and very familiar with the medium. I just discovered digital scrapbooking and I am amazed and enthralled by it. But planning ahead is part of my profession in this medium and I can't quite figure out how people are printing out their 12x12 pages to put into albums.

I did scrapbooking the traditional way until my divorce 6 years ago. I just had a sister that I was very close to die and need to do a memory album. If I do it digitally then I can make copies for other family members.

So...any suggetions on how to print the pages out? I know I can buy a printer but it is not in the immediate budget. Are there services or stores to go to that allow for inexpensive printing? I can go to a bookmaking site that I am familiar with but $60 for a 20 page album? My sister was young enough that her whole life won't fit in 20 pages.